Cashback Credit Cards - UK Reviews
Whatever you buy, and wherever you buy it, use a UK cashback credit card to do it - and you save money on every purchase. Pick from the best below, and make the switch today.
PLUS join one of our recommended cashback shopping sites and you get double the cashback if you use your new cashback card. Now that's a wise way to shop online!
>>> Choose from Amex cards , or Visa/Mastercard.
American Express (AMEX)
Cashback Cards
American Express Platinum Card
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You get a massive 5% cashback for the first 3 months (up to a maximum of £2,000 spend - that alone puts £100 back in your pocket).
Thereafter you get up to 1.5% on a tiered system, which pays you 0.5% on the first £3,500 per year, 1% from £3,500 up to £10,000, then 1.5% on everything else.
So if you are planning some larger purchases or can put plenty of big purchases through your card - the Amex Platinum credit card will give you the best cashback rate there is.
So get one NOW, before you spend!
American Express Blue Card
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The Amex Blue card gives 0.5% cashback on the first £3,500 of purchases per year. After £3,500 you start to earn 1% cashback. There is no annual fee. You get online banking facilities, as well as an online fraud guarantee and travel accident insurance.
NOTE: Amex have withdrawn/renamed this one as the Blue Sky card, and it's now points instead of cashback.
Visa / Mastercard Cashback Cards
Capital One Platinum Cashback Card
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With Capital One you get a straightforward 1% cashback. This is second only to the deal available from the Amex Platinum Card above (which will pay you more cashback). Bear in mind you do need a very good credit rating to get accepted.
NOTE: This appears to have now been withdrawn. Watch this space in case it returns!
Lloyds TSB Create Cashback Credit Card
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With Lloyds TSB you can customise your credit card to your own personal preference. If you pay your balance off every month - why not go for a UK cashback credit card with no annual fee, maximum interest and the best cashback rate.
NOTE: Lloyds have now been withdrawn this card.
GM Card
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Vauxhall Motors have teamed up with HFC Bank to offer a UK cashback credit card that earns you cashback on a new Vauxhall or Saab car. The GM Card actually gives you the best rate of all - at 3% - but is obviously only any use if you plan to buy a Vauxhall! The maximum cashback rate is £2,000 off a new Vauxhall or £2,500 off a new Saab, so worthwhile if that purchase is on the horizon. Click For GM Card
Egg Credit Card
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The Egg Card dropped to just 0.1% cashback but has now dropped the cashback side of their credit card altogether. They do offer cashback from a small selection of linked retailers - but get a better cashback credit card and join GreasyPalm instead. Click For Egg Card
Halifax Cashback Credit Card
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Halifax provide a wide range of credit cards. Their Halifax One card pays 0.25% cashback on the first £20,000 spent each year. LATEST - Appear to no longer be paying even quarter of a percent - we'll let you know if it returns.
