If you want to try a new bank, then here’s a nice ‘bribe’ to get you started on friendly terms

Alliance & Leicester will give you a sweet £100 when you move to their Premier Current Account. It pays a half decent interest rate on your balance (there’s a good chance your old bank doesn’t pay anything!), and they throw in some free travel insurance.

If you’re ready for a change, you can’t really go wrong getting £100 just to try them out?

NOTE: Don’t hang around though – this deal ends on 8th November.

Apply now for a Premier Current Account with £100 Cashback

Here’s the full deal:-

• £100 cashback when you open a new Premier Current Account and move your banking using A&L’s Switching Service. Conditions Apply.
• Free annual multi-trip European travel insurance worth up to £60 (upper age limit of 65 applies).
• 0% EAR Typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.
• Credit interest rate of 0.50% AER (variable) on balances up to £2,500 and 0.10% AER (variable) on balances over that amount
• You must be over 21. You’ll need to pay in at least £500 every month.

£100 Premier Current Account Cashback is a post from: The Money Blog

We all love eBay. And many of us look for stuff on eBay before we even look at Amazon or anywhere else.

But did you know there is a really simple way to get cashback every time you buy something through eBay?

It’s not going to pay off your mortgage or anything, but it really is ‘something for nothing’. A little bit of eBay cashback every time really builds up to some useful extra cash.

(Don’t worry, it’s not dodgy and you don’t have to do anything weird. In fact eBay know all about it and are perfectly happy about it.)

So How Do You Earn Cashback From eBay?

All you have to do is join (for free!) one of the many cashback shopping sites out there. Then add their eBay cashback link to your favourites and that’s it!

So Where Does The Money Come From?

Every time you buy something using that link, the cashback site gets paid a percentage of the eBay fees – and they give some of that to you.

What’s The Catch?

None. Seriously. You don’t do anything differently with your eBay account. It’s just a commission paid to the referring site for encouraging you to use eBay. And instead of keeping all the commission, the cashback site gives some of that to you.

Where Do I Start?

There are loads of cashback sites out there, some better than others. Start here for the best cashback shopping sites.

eBay Cashback – Free! is a post from: The Money Blog

OK, I know it seems very early to be thinking turkey and trimmings!

But not if you want a nice fat cash bonus on everything you buy in the run up to the ‘season of spending’.

Amex (or American Express) have a credit card that actually pays you to use it.

How can that be possible?

Well card companies make their money in two main ways:-

• from the interest you get charged when you don’t pay off your balance
• a transaction fee every time you use the card, which the shop has to pay

Special Tempting Extras

So some cards offer special extras to tempt your custom. Often these are virtually worthless, or are ‘points’ that tend to be worth a lot less than you might think!

But a small number of cards actually give you back a percentage of the amount you spend, or ‘cashback’.

Amex Have Gone Crazy Hog Wild

Normally cashback cards pay between 0.5% and 1%.

But with the Amex Cashback Card you get a crazy 5% for the first 3 months!

To stop you going completely nuts and breaking another bank, they do limit the maximum you can earn that big 5% cashback on to £4,000 spending – but that does mean you can still get £200 back in your pocket!

And it doesn’t end there either.

Because you also get up to 1.5% for all your spending after the first 3 months. So even after Christmas is done – you can still rack up a great cashback pot.

There are only 2 sticking points that I can think of:-

• you need to be earning a minimum of £20,000 per year to be able to apply for this card
• for cashback to make sense, you should be paying off your balance in full every month – otherwise the interest will outweigh the cashback!

Otherwise, why wouldn’t you want to put all your Christmas shopping and any other big spends through a card that is going to pay you back 5%?

Read more about the Amex Platinum Cashback
More about Cashback Credit Cards

Amex Platinum Cashback Card – Get £200 Cash In 3 Months! is a post from: The Money Blog