I mean, these days consumers want (and deserve) better from their credit card providers – am I right?

So why should we put up any longer with cards with an annual fee. No need to. What about cards with crazy high interest rates? No need to. What about those cards that hide a really short period before interest starts to accrue? No need to.

Today you can get credit cards that pay cashback, don’t pay an annual fee, don’t charge high interest rates, and have sensible terms.

My card just paid me £119.28 as a cashback reward. Here’s my statement to prove it:-

I did nothing to earn this. I simply switched from my old credit card provider to my new one. Of course, future cashback rewards will also just automatically get credited to my account. Simple as that.

So if you have a credit card, don’t put up with a poor deal. Switch today and put that cash back in your own pocket.

Right now today you can get a stunning deal if you get an amex platinum cashback card – it will pay 5% cashback for the first 3 months, and up to 1.5% cashback after that too.

Or if you want to see what else the market can offer, see all the top cashback cards here.

Cashback Cards Are Top – They Work! is a post from: The Money Blog

OK, I know it seems very early to be thinking turkey and trimmings!

But not if you want a nice fat cash bonus on everything you buy in the run up to the ‘season of spending’.

Amex (or American Express) have a credit card that actually pays you to use it.

How can that be possible?

Well card companies make their money in two main ways:-

• from the interest you get charged when you don’t pay off your balance
• a transaction fee every time you use the card, which the shop has to pay

Special Tempting Extras

So some cards offer special extras to tempt your custom. Often these are virtually worthless, or are ‘points’ that tend to be worth a lot less than you might think!

But a small number of cards actually give you back a percentage of the amount you spend, or ‘cashback’.

Amex Have Gone Crazy Hog Wild

Normally cashback cards pay between 0.5% and 1%.

But with the Amex Cashback Card you get a crazy 5% for the first 3 months!

To stop you going completely nuts and breaking another bank, they do limit the maximum you can earn that big 5% cashback on to £4,000 spending – but that does mean you can still get £200 back in your pocket!

And it doesn’t end there either.

Because you also get up to 1.5% for all your spending after the first 3 months. So even after Christmas is done – you can still rack up a great cashback pot.

There are only 2 sticking points that I can think of:-

• you need to be earning a minimum of £20,000 per year to be able to apply for this card
• for cashback to make sense, you should be paying off your balance in full every month – otherwise the interest will outweigh the cashback!

Otherwise, why wouldn’t you want to put all your Christmas shopping and any other big spends through a card that is going to pay you back 5%?

Read more about the Amex Platinum Cashback
More about Cashback Credit Cards

Amex Platinum Cashback Card – Get £200 Cash In 3 Months! is a post from: The Money Blog